With Hyvän Kaupan Paikka Financing, you can choose the payment option that suits you best.
When purchasing with Hyvän Kaupan Paikka Financing, you can select the most suitable payment method for your needs. If you pay your purchase in one installment, you receive 30–60 days of interest-free and fee-free payment time.
Apply for financing in advance via the link below.
The 12-month option is interest-free, meaning your monthly installment is 1/12 of your order’s total amount + a credit fee of 0.28% of the granted principal (for example, for a €2,000 loan, the credit fee is €5.60/month).The credit limit for the 12-month financing option is €2,000–€15,000. You can flexibly choose your preferred payment option and installment amount on the invoice.
Apply for Hyvän Kaupan Paikka 12-Month Financing »
You will be redirected to Resurs Bank’s service, where you complete the credit application. You will receive the financing decision immediately.
Using the service requires finnish online banking credentials..
Interest-free payment time up to 40 months (you only pay a processing fee of €12.50/month). Please note: The credit limit for the 40-month financing option is €4,500–€15,000, but there is no minimum purchase amount. This means you can take advantage of the extended interest-free payment period even if your shopping cart total is less than €4,500, for example €2,250.
Apply for Hyvän Kaupan Paikka 40-Month Financing »
You will be redirected to Resurs Bank’s service, where you complete the credit application. You will receive the financing decision immediately.
Using the service requires finnish online banking credentials..
At checkout in the online store, select Hyvän Kaupan Paikka Financing as your payment method and choose either Hyvän Kaupan Paikka Financing 12 months or Hyvän Kaupan Paikka Financing 40 months, according to the financing that has been granted to you.
After clicking the Order button, you will be redirected to Resurs Bank’s online service. To log in and complete the payment, you will need your online banking credentials and the account number provided in your financing decision. Please follow the instructions in the online service.
After this, you will automatically be redirected back to the online store, and you will receive an order confirmation by email once your order has been successfully placed.
In case of any issues, you can contact our phone service at 08 378 200 (24/7).
You purchase €1,500, total payment €1,562
Installments: 12
Monthly installment: €130.60
Credit fee/month: €5.60
Total credit cost: €61.60
Annual interest rate: 0%
Effective annual interest rate: 4.01%
The example is calculated for the 12-month payment option. Hyvän Kaupan Paikka Financing is a revolving credit with a minimum credit limit of €2,000. Depending on other uses of the credit, the effective annual interest rate may be higher or lower.
Lender: Resurs Bank AB, Finnish branch.
You purchase €4,500, total payment €5,000
Installments: 40
Monthly installment: €125.00
Processing fee/month: €12.50
Total credit cost: €500.00
Annual interest rate: 0%
Effective annual interest rate: 3.34%
The example is calculated for the 40-month payment option. Hyvän Kaupan Paikka Financing is a revolving credit with a minimum credit limit of €4,500. Depending on other uses of the credit, the effective annual interest rate may be higher or lower.
Lender:Resurs Bank AB, Finnish branch..
These terms of delivery are valid from March 19, 2019.
Suomen Hyvän Kaupan Paikka Oy
Myyntimiehenkuja 10
90410 Oulu
+358 8 378 200
myynti@hyvankaupanpaikka.fi
www.hyvankaupanpaikka.f
Business ID: 2006699-8
The store sells products to adults, companies, and organizations. Product prices include value-added tax. We reserve the right to change prices and delivery costs.
Products are ordered from the online store by adding them to the shopping cart and paying for the contents of the cart through the online payment service. All customer information is handled confidentially. Contact information requested during the order is used only for the delivery of the order or to resolve any issues that may arise, unless otherwise specifically stated. By placing an order from the online store, you are assumed to have read and agreed to the terms of delivery in force at that time.
You can use payment buttons for all Finnish banks and the most common payment cards.
The payment service provider and payment intermediary is Paytrail Oyj (Business ID: 2122839-7) in cooperation with Finnish banks and credit institutions. Paytrail Oyj appears as the payee on your bank statement or card invoice and forwards the payment to the merchant. Paytrail Oyj holds a payment institution license. In case of complaints, please contact the product supplier first.
Paytrail Oyj
Business ID: 2122839-7
Innova 2
Lutakonaukio 7
40100 Jyväskylä
paytrail.com/en/consumer/information-about-paying
The PDF invoice can be downloaded from the link in the order confirmation. Once the payment has been credited to our account, the order processing will continue.
When purchasing with Hyvän Kaupan Paikka Financing, you can choose the payment option that suits you best. Hyvän Kaupan Paikka Financing is a revolving credit with a minimum credit limit of €2,000. Depending on other uses of the credit, the effective annual interest rate may be higher or lower. Lender: Resurs Bank AB, Finnish branch.
Available payment methods provided by Klarna include invoice, installment payments, card payment, and online banking. Payment is made securely through Klarna’s system, and you can select the payment method that suits you best at checkout.
For more information on Klarna’s payment methods and terms, visit www.klarna.com/fi
Santander Purchase Financing requires an approved financing decision in advance, which you apply for through our website using Santander’s online service. Purchase financing is only possible if you have an approved financing decision. Please also note that the total amount of your order must not exceed the approved financing limit.
Once we have received your order, we will immediately send you an order confirmation by email showing your order details. Always check the content of the order confirmation. If you have any questions, contact our customer service immediately. Save the order confirmation in case you need to contact customer service. When contacting customer service, always have your customer number and order number available. Always verify that the contents of the package match the products listed in the order confirmation.
You can reach our customer service at the following contact details:
Suomen Hyvän Kaupan Paikka Oy
Myyntimiehenkuja 10
90410 Oulu
08 378 200
myynti@hyvankaupanpaikka.f
www.hyvankaupanpaikka.f
Business ID: 2006699-8
You can use payment buttons for all Finnish banks. You can pay using Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpankki, Osuuspankki, POP Bank, S-Bank, Savings Bank, and Ålandsbanken payment buttons. Paytrail Oyj appears as the payee on your bank statement or card invoice and forwards the payment to the merchant. In the online store, you will be redirected directly to your own bank to complete the payment securely.
You can pay in the online store with Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard, and American Express cards. The online store uses international authentication services Verified by Visa, MasterCard SecureCode, and American Express SafeKey.
The payment intermediary and service provider is Paytrail Oyj (Business ID: 2122839-7) in cooperation with Finnish banks and credit institutions. Paytrail Oyj appears as the payee on your bank statement or card invoice and forwards the payment to the merchant. Paytrail Oyj holds a payment institution license. In case of complaints, please contact the product supplier first.
Paytrail Oyj
Business ID: 2122839-7
Innova 2
Lutakonaukio 7
40100 Jyväskylä
https://www.paytrail.com/en/consumer/information-about-paying
Payment terms are agreed upon at the time of the order, and adherence to the agreed due dates confirms the delivery schedule. The customer has the right to cancel the purchase under the Consumer Protection Act within 14 days of receiving the order confirmation or invoice. If cancellation is not made within this period, the purchase is considered binding. Payment of the invoice is considered confirmation of the order.
The delivery method is selected for each product at the time of purchase, before the product is added to the shopping cart. The delivery cost is also product-specific and is shown on the product page.
Orders can be collected by arrangement from our pick-up warehouse in Oulu.
Delivery costs include shipping and packaging fees. The product is delivered to the customer’s home, in which case the customer pays the freight charges.
Our most common delivery times to Finland vary depending on the order and delivery method. We always agree on an exact delivery date. We will also inform you of any possible delays after your order has been placed.
We are not responsible for delays caused by force majeure or for any indirect damages resulting from delays. The online store will notify on its website of any exceptional delivery times.
Products purchased during Black Week, Christmas and Winter sales are subject to winter delivery terms. Deliveries will be made by March 31, 2026.
All returns must be arranged in consultation with our sales service. We will refund returned products that are intact and in undamaged packaging. Any applicable delivery costs will be deducted from the refund amount.
Installed or partially installed products cannot be accepted as returns. For returns, the buyer is responsible for properly packaging the products so that the shipping company can collect and transport them safely. Return shipping costs are covered by the seller only in cases where this has been agreed with the seller and the product is returned using the seller’s shipping company reference number to the warehouse or factory.
Products that may be stored outdoors are packed in weather-resistant packaging. If a product is stored outdoors at the customer’s premises before installation, the packages must be checked for possible tears and, if necessary, protected from the weather. Products delivered in cardboard boxes must be stored in dry conditions.
If a product is lost or damaged during transport, you must report the issue in writing within 14 days to the address specified in the “Right of Cancellation and Return Terms” section, or by calling the phone number provided in the contact details.
Even with careful packaging, packages may be damaged during transport. Therefore, it is advisable to check the condition of the shipment upon receipt in the presence of the carrier (or other representative of the transport company). If the package has been damaged during transport and the ordered product(s) are also damaged, the recipient must request that the carrier immediately file a damage report—this includes marking the consignment note with the damage and obtaining the carrier’s signature and printed name. After this, the consumer must contact our customer service to arrange the handling of the transport damage.